Your greatest asset is your ability to earn an income but it is often taken for granted. Have you considered what would happen to your loved ones if you were to die prematurely? Would they cope financially? What would happen if you were permanently disabled and never able to work again? And how would you manage your bills and living expenses if you were temporarily disabled?
Having insurance means that if you die or become disabled or injured, money is available to pay debts and meet ongoing expenses.
A comprehensive range of insurance options are available to protect you and your family:
- death cover
- death and total & permanent disablement cover
- income replacement cover.
The benefit of having insurance through Super is that the premiums are paid directly from the Super Fund, so you don't need to find any extra money to cover the premiums. Not only that, but some Super funds are able to negotiate group rates so you can enjoy more cost-effective premiums.
Insurance options can be tailored to meet your individual circumstances and will generally protect you 24 hours a day, 7 days a week -- whether you are at work, at home or on holidays.
